Property Finance
Buy-to-Let Mortgages
A buy-to-let mortgage is a mortgage sold specifically to people who buy property as an investment, rather than as a place to live. Investing in property is generally well understood but a number of changes have happened within the last few years that have made this once simple product deceptively complicated.
What types of properties can we fund?
- Residential Houses & Flats
- HMOs (houses of multiple occupancy)
- Holiday Lets
- Air BnB
- Serviced Accommodation
- Properties over commercial buildings
- Multi-unit properties
Access to a wide variety of lenders and products
With almost 2000 buy to let mortgages available through a range of banks, building societies and specialist lenders White Rose Finance are ideally placed to help you get the finance you need from buying a simple buy to let to buying a distressed asset and converting it into a more complex residential property with the minimum of stress.
Being directly regulated from the FCA we are genuinely whole of market with the ability to deal with those complex cases and those lenders that only take introductions from FCA regulated mortgage advisors.
When we consider your lending requirement, we don’t just go onto a sourcing system, instead we use our 15+ years of product knowledge to make sure that you are getting the best and most appropriate deal available.
What types of buy-to-let are available?
The two main forms of buy-to-let products are the interest only, and the capital and interest repayment products. These two forms can then be arranged in either a fixed-rate product, or a variable-rate product (generally a discounted tracker).
