Faced with a constantly changing and uncertain environment for families, health, the economy and businesses right now, juggling priorities is a huge challenge for most of the UK.

With the vaccine roll out picking up pace it offers a great deal of optimism despite some of the harrowing statistics we are still faced with and in particular for those families who have lost loved ones.

With the country adjusting to leaving the EU and the changes that brings, and the government support schemes changing or coming to an end over the coming months, the Chancellor’s budget in early March should provide some element of certainty or at least more insight to a recovery plan for UK businesses. SMEs are at the heart of the economy and supporting them through their recovery and revival stage is going to be extremely important for lenders and specialist advisors.

The role of the advisor/broker/accountant has, like many other jobs in the last year, had to adapt quickly to understand the government funding schemes, and whether they are the right option for businesses versus more traditional lending. With so many lenders in the market, these specialist advisors will continue to have a vital role to play in helping businesses with their cashflow and liquidity challenges by offering advice and support in finding the funding to support their plans.